The Mesothelioma Act: A Comprehensive Guide

Understanding the Mesothelioma Act

The Mesothelioma Act was introduced in 2014 to provide compensation to people suffering from malignant mesothelioma who were unable to trace the insurance policies of their employers. The Act was passed in response to the growing number of cases of the deadly lung disease, caused by exposure to asbestos.

Malignant mesothelioma is an aggressive form of cancer that affects the lining of the lungs, chest, and abdomen. Exposure to asbestos is the primary cause of this disease, and it takes several years for the symptoms to become evident. Unfortunately, many people who were exposed to asbestos in their workplaces were unable to trace their employers’ insurance policies and receive compensation. The Mesothelioma Act was introduced to address this issue and provide support to those affected by this devastating disease.

Who is Eligible for Compensation under the Mesothelioma Act?

The Mesothelioma Act applies to people who were diagnosed with malignant mesothelioma on or after 25 July 2012 and who were unable to trace their employers’ liability insurance. However, it does not apply to people who were exposed to asbestos outside of the workplace or those who have already received compensation.

To be eligible for compensation under the Mesothelioma Act, you must have been diagnosed with malignant mesothelioma and have been exposed to asbestos while working in the UK. You must also have been unable to trace your employer’s liability insurance or the company responsible for your exposure.

How Much Compensation can You Receive under the Mesothelioma Act?

The amount of compensation you can receive under the Mesothelioma Act depends on the severity of your condition and the level of exposure to asbestos. You may be entitled to a one-off payment of up to £123,000, which is tax-free.

In addition to the lump sum payment, you may also be eligible for ongoing support and care, such as medical expenses, nursing care, and counseling services.

How to Make a Claim under the Mesothelioma Act

To make a claim under the Mesothelioma Act, you must first have your diagnosis confirmed by a medical professional. You will then need to provide evidence of your exposure to asbestos and your inability to trace your employer’s liability insurance.

You can make a claim through the Government’s Compensation Scheme, which is administered by the Diffuse Mesothelioma Payment Scheme (DMPS). You will need to complete an application form and provide supporting evidence to demonstrate your eligibility for compensation.

Frequently Asked Questions

1. What is mesothelioma?

Mesothelioma is a type of cancer that affects the lining of the lungs, chest, and abdomen. It is caused by exposure to asbestos, and it can take several years for the symptoms to become evident.

2. How is mesothelioma treated?

Mesothelioma is usually treated with a combination of surgery, chemotherapy, and radiation therapy. However, the treatment options depend on the stage of the disease and the patient’s overall health.

3. Can mesothelioma be cured?

There is currently no cure for mesothelioma, but early detection and treatment can help to improve the patient’s prognosis and quality of life.

4. What are the early signs of mesothelioma?

The early signs of mesothelioma may include shortness of breath, chest pain, coughing, and fatigue. However, these symptoms can also be indicative of other respiratory conditions, so it is essential to consult a doctor if you are experiencing any of these symptoms.

5. How long does it take for mesothelioma to develop?

It can take several years, sometimes even decades, for mesothelioma to develop after exposure to asbestos. However, once the disease is diagnosed, it can progress rapidly, leading to severe complications and death.

6. How do I know if I have been exposed to asbestos?

If you have worked in industries such as construction, shipbuilding, automotive, or manufacturing, you may have been exposed to asbestos. Additionally, if you live in a building or home built before the 1980s, there may be asbestos-containing materials present.

7. Is there a cure for mesothelioma?

There is currently no cure for mesothelioma, but ongoing research is being conducted to develop new treatments and improve patient outcomes.

8. What are the risk factors for mesothelioma?

The primary risk factor for mesothelioma is exposure to asbestos. Other factors that may increase the risk of developing this disease include smoking, radiation exposure, and certain genetic mutations.

9. How can I protect myself from asbestos exposure?

If you work in an industry where you may be exposed to asbestos, it is essential to follow all safety protocols and wear appropriate protective gear. Additionally, if you are renovating or repairing an older building or home, it is essential to hire a professional asbestos removal company to ensure that the material is safely removed.

10. How long do I have to make a Mesothelioma Act claim?

You must make a claim under the Mesothelioma Act within three years of being diagnosed with malignant mesothelioma.

11. Can I make a claim on behalf of a deceased loved one?

If your loved one passed away from mesothelioma and was unable to make a claim under the Mesothelioma Act, you may be eligible to make a claim on their behalf.

12. What evidence do I need to make a Mesothelioma Act claim?

To make a claim under the Mesothelioma Act, you will need to provide evidence of your diagnosis, your exposure to asbestos, and your inability to trace your employer’s liability insurance.

13. How long does it take to receive compensation under the Mesothelioma Act?

The time it takes to receive compensation under the Mesothelioma Act can vary, but most claims are processed within 90 days of being submitted.

Conclusion

The Mesothelioma Act has been instrumental in providing compensation and support to people suffering from malignant mesothelioma as a result of exposure to asbestos. If you or a loved one has been diagnosed with this devastating disease and were unable to trace your employer’s liability insurance, you may be eligible to make a claim under this Act.

It is essential to consult a medical professional and seek legal advice to ensure that you receive the compensation and support you deserve.

Disclaimer

This article is for informational purposes only and does not constitute legal or medical advice. If you are considering making a claim under the Mesothelioma Act, you should consult a legal professional and a medical professional to ensure that you receive the appropriate advice and support.